


Prior to this, Maha was Head of Department for Early and High Growth Oversight leading the Financial Conduct Authority’s (FCA) response to the Kalifa review of Fintech. A Senior Leadership Team member, she is setting up this new department from the ground up as part of the FCA’s strategy.
Maha served as Chief Payments Officer at Pay.UK on secondment from the FCA, responsible for running the payments operations of BACS, Faster Payments, Image Clearing Services and related managed services.
Maha joined the FCA in 2017 to set up the first Payments Department and was responsible for crafting and implementing the FCA supervisory strategy for the UK Payments Sector. This included leading the implementation of the Second Payments Services Directive (PSD2) and Open Banking.
Maha has a keen interest in observing and participating in the many exciting changes that are unfolding in the financial services, innovation and fintech environment. She recently sat on the SteerCo developing the strategy and blueprint for the UK’s newly created Centre for Finance Innovation and Technology.
Maha is the author of Fintech Regulation in Practice. A book that provides a clear, hands- on guide to the practical considerations that fintechs, banks adopting fintech and other key players in the fintech ecosystem need to take into account when embedding regulation.
She has a Degree in Commerce from Macquarie University and a Masters in Public Administration from the London School of Economics and Political Science.
在此之前,Maha 担任英国金融行为监管局 (FCA)的早期和高增长监管部门负责人。她以高级领导团队成员的身份,从头开始建立起这个新部门,作为FCA对卡利法报告关于英国金融科技业建议的回应。
Maha 曾从FCA借调担任Pay.UK首席支付官,负责BACS、Faster Payment、Image Clearing Services 等清算支付业务的运营。
Maha于2017年加入FCA,成立了第一个支付部门,负责制定和实施FCA对英国支付业的监管策略,包括领导实施了第二版支付服务指令(PSD2)和开放银行等监管政策。
Maha 对观测和参与在金融服务和金融科技领域正在发生的许多令人兴奋的变化有着浓厚的兴趣。她最近在 SteerCo 任职,负责为英国新成立的金融创新与科技中心制定战略和蓝图。
Maha 是《金融科技监管实践》一书的作者。这本书为金融科技企业、采用金融科技的银行和金融科技生态系统中的其他主要参与者在嵌入监管时需要考虑的实际考虑因素提供了清晰的实践指南。
她拥有麦考瑞大学商科学位和伦敦政治经济学院公共管理硕士学位。