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China Plans to Make Liability Insurance Mandatory for Drones by 2027

Published: Feb. 13, 2026  6:38 p.m.  GMT+8
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Photo: VCG
Photo: VCG

China is planning to make liability insurance mandatory for drones, setting a timeline to manage the growing risks associated with the country’s booming low-altitude economy.

A mandatory liability insurance system for unmanned aerial vehicles is to be preliminarily established by 2027, according to guidelines jointly issued Thursday by the National Development and Reform Commission, the National Financial Regulatory Administration and the Civil Aviation Administration of China. A broader policy framework for low-altitude insurance is slated to be basically formed by 2030.

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  • China will preliminarily establish mandatory drone liability insurance by 2027, with a broader policy framework ready by 2030.
  • Insurance requirements will be part of flight management, with regulators verifying coverage in case of accidents.
  • Policies will be tailored by drone use and risk factors; integration with smart connectivity systems will enable data sharing.
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What Happened When
January 2024:
China put into force an interim regulation requiring liability insurance for unmanned aerial vehicles used for both commercial and non-commercial flights.
Thursday, February 13, 2026:
The National Development and Reform Commission, the National Financial Regulatory Administration, and the Civil Aviation Administration of China jointly issued guidelines on mandatory drone liability insurance.
AI generated, for reference only
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