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AI Agent Payment Risks Catch PBOC’s Eye

Published: Aug. 28, 2026  12:34 p.m.  GMT+8
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PBOC Deputy Governor Lu Lei. Photo: VCG
PBOC Deputy Governor Lu Lei. Photo: VCG

The People’s Bank of China (PBOC) is urging the financial sector to establish unified rules and standards for AI agents in payment systems to mitigate risks and prevent market fragmentation.

As AI programs increasingly execute everyday transactions on behalf of users, the central bank aims to address the security challenges posed by automated decision-making while securing China’s global influence in the emerging technology.

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