CX DAILY

CX Daily: China’s Banks Are Flush With Cash but Short of Good Loans

Published: Nov. 2, 2026 9:00 a.m. GMT+8

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China’s banks are being encouraged to steer more credit toward technology, green industries and small businesses. But as overall demand for loans weakens, the policy push is creating increasing competition to lend to companies that may need their money least, while some healthy businesses outside favored sectors face greater difficulty obtaining loans.

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